Our learner driver insurance, or provisional insurance, allows you to drive you own car, a family members car such as your parents or even your friends car to help you get that much needed practise alongside your professional lessons.

Our flexible, fully comprhensive learner driver policy also protects your parent’s no claims bonus in the event of a claim.

• You must be between the ages of 17 to 21 and hold a provisional UK driving licence
• As a learner driver you must be accompanied by full UK licence holder aged over 25
• The vehicle must be within the insurance groups 1 to 19
• If you own the vehicle (policyholder), the maximum value of the car must not be more than £10,000 
• If the vehcile is owned by the family member, the maximum value of the car must not be more than £20,000 
• Vehicles that are insured elsewhere for the duration of the policy
• In the event of a claim, your parents no claim bonus will be protected
• Minimum compulsory excess of £250
• Driving schools

• Fully comprehensive cover
• Parents can be added as named drivers (subject to terms)  
• Legal costs and damages as a result of an accident
• Third-party property damage and liability up to £20m
• Loss or damage as a result of accidental damage, malicious damage and vandalism, fire, self-ignition, lightning, or explosion, and theft or attempted theft
• Replacement vehicle equivelent to your model and specification if the cost of repairs exceed 60% of the market value  

• Audio equipment up to 10% of the vehicle’s market value up to £500 (only applies to an annual policy)
• Satellite navigation equipment up to £500
• Glass and windscreen cover up to £1000 (only applies to an annual policy)
• Personal belongings up to £100
• Replacement locks and keys up to £300
• Medical expenses up to £200 for each person injured in the vehicle

For cover to be valid, you must be:

We also cover van and fleet insurance.